Contactless payment scam: here are the risks you incur

Your card can make your life easier by making it possible to make payments without typing your confidential code.However, what is called contactless has been an exploited flaw for fraudulent use that exposes you to risks.Here's how to protect yourself against this new scam.

The contactless bank card allows payment just by putting it on payment terminals.Only, contactless can allow a fraudster who holds this object to make fraudulent purchases.It is possible to protect yourself from this flight.

A new scam emerges thanks to contactless payment

Relayed by our colleagues from Midi Libre, scams committed thanks to the means of contactless payment launches the debate on the security of this type of bank cards.And for good reason, according to the article of the regional site, a new scam consists in debit contactless cards and the news item took place in the Montpellier tramwayway.The offenders had an electronic payment terminal in their possession in order to debit passenger cards.

Fraudulent payment operations took place in Nice

This bank card fraud was not only spotted in a public transport location in Montpellier.In Nice, the national police warned tourists, from the existence of criminals also provided with a payment terminal who debt the card without payment code by putting themselves near the bags of holidaymakers.If this payment method allows large flights, contactless is capped at 50 euros.However, these cases of fraud have been numerous in the city.Contactless à la carte scam is not the only.On the Internet, alleged vouchers extort money.

Crooks must be holders of a bank account on behalf of a company

So that crooks can take advantage of this new card, there are certain conditions for fraudsters.This is what François Créhange, specialist in payments securing methods, explains.For the expert, the only brake on the scam with this contactless payment method is that thieves must be holders of a bank account on behalf of a company.This condition allows them to be identified and identified.Another obstacle to this offense: the code of the bank card is claimed after 5 payments.

The relay attack can use your card with NFC technology

One of the other payment solutions can be an opportunity for fraudsters.This is called the relay attack which requires two accomplices which will divert contactless payment."Everyone is in possession of a smartphone, provided with an NFC (Near Field Communication) reader.The first positions his smartphone a few centimeters from the contactless card and sends the data to the second whose phone is positioned near a payment terminal, "warns Gildas Avoine, professor in cryptology.This expert advises, to avoid these scams, often consult its bank accounts.Frauds can also take place through SMS and it is important to protect themselves from it.

Avoid fraud with contactless payments with an accessory

To limit the risks of this new scam, you can use small NFC anti-wave cases.They can be provided in electronic shops and just place them near your bank card.These devices will allow you, in the case of this fraud, to prevent this fraudulent operation.This anti -theft protection is special in places where this offense is likely to be committed such as public transport where crowded places.

Opposition can prevent the scam with this payment system

To prevent us from being more unwittingly debits, you have to be reactive as soon as you see on your banking application of samples of unknown origin.In this case, it is essential to contact your bank to challenge them.

There are clothes that protect you against this risk of scam

If there are accessories that prevent this fraud, other more expensive equipment can prevent this scam liable from fine and imprisonment.Clothes that prevent the activation of RFID technology tend to democratize even if they remain expensive.This is the case for jackets where pants with a lining that block the waves of this means of payment.While bank card scams can rage, a two -euro piece is the subject of a scam that worries the police.

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